Snapshot personalizes your car insurance rate so you pay based on how you drive instead of just traditional factors. In most states, you get an automatic discount‡ just for participating and a personalized rate at renewal, depending on your results. While your rate could increase with high-risk driving, most drivers save with Snapshot.† In fact, we've handed out over $2.8 billion in discounts since 2009!
How does Snapshot work?
Using either the Progressive mobile app or a plug-in device, Snapshot measures your driving over the course of your policy period. When your policy renews, you get a personalized rate based on how safely you drive. Avoiding hard braking, fast acceleration, and phone use while driving can all help you save more.
Watch this short video to learn the basics of Snapshot:
Watch this short video to see how Snapshot ® works, when discounts are applied, and how you can control your rate based on how you drive, how much you drive, and when you drive.
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Voice Over:
Welcome to Snapshot! The program that gives you a chance to lower your rate based on how you drive, how much you drive, and when. Let's see how you can get big discounts behind the wheel.
Video:
[“Welcome to Snapshot” Coin falls into a hand, then cuts to a car driving in a neighborhood. “How you drive. How much you drive. When you drive.” We then focus onto a steering wheel.]
Voice Over:
We get it. Sometimes you have no choice but to brake hard or accelerate quickly. Don't worry; a few of these won't affect your rate significantly.
Video:
[“Limit hard brakes & acceleration.” with a foot wearing a sneaker slamming on a brake pedal. Cut to a car driving down a forest-lined road, then stops abruptly to avoid hitting a deer, proceeds to drive around the deer in order to keep going.]
Voice Over:
As much as you can, avoid driving between 12 a.m. and 4 a.m. on weekends when the roads can be more dangerous.
Video:
[“Avoid late night driving.” with a moon and stars. Cut to a car driving down a city street at night with the streetlights illuminated. We see a car on the side of the road that has crashed into a streetlight pole and a tow truck is backing up to service the car.]
Voice Over:
This isn't always easy, but the less you drive, the more you can save. If time on the road isn't something you can control, then how safe you drive counts for a lot.
Video:
[“Drive less overall.” with a clock. Cut to a car parked at a house with a fenced-in yard. We see a kite poking up from the fence, suggesting a family is together playing. Zoom out to a busy street scene with buses, cars, and tow trucks in a rush-hour like frenzy.]
Voice Over:
And remember...avoid texts, calls, or other handheld phone activity when you're behind the wheel.
Video:
[“Avoid using your phone.” with a hand holding a smartphone. Cut to the steering wheel of a car driving down a road, then focusing on a smartphone displayed prominently on the dashboard with incoming messages. Another car pulls out in front as we're focused on the phone, suggesting a near collision.]
Voice Over:
Your Snapshot progress is easy to follow. You'll get regular email updates. And you can always check progress, trip logs, and more on your phone or by logging into your account at progressive.com.
Video:
[Scenes of a line graph, then an envelope/email notification, then a hand scrolling through a smartphone checking notifications and apps. A laptop appears and opens to Progressive.com. A cursor clicks on the screen.]
Voice Over:
Once Snapshot collects your driving information, you'll see a new personalized rate when your policy renews!
Video:
[Previous scene of cars driving down the road and a clock is shown on the laptop. Cut to a badge that says “Personalized Rate” with an outline of a person in the center.]
Voice Over:
That's Snapshot. Turning good driving into big savings. Let's go!
Video:
[Snapshot logo, car comes from left side of screen and drives under the logo, stops to honk, then goes off the right side of screen. Cut to Progressive logo.]
How to get started with Snapshot
01
SIGN UP
Get a quote, enroll in Snapshot, and then choose to participate using the mobile app or plug-in device.
02
DRIVE
Simply get on the road and drive — it’s that easy.
03
SAVE
You can check progress to see how you're doing in the app or online.
Should I use the mobile app or plug-in?
Use the mobile app if:
You have a smart phone
You have multiple drivers on the same policy
You want all drivers on your policy to see their own trips and driving feedback
You want up-to-date trip feedback
OR
Use the plug-in if:
You don't have or don't want to use a smartphone
You live in an area with unreliable cell service
You drive a vehicle that isn't on your policy
You frequently take public transportation
Download the mobile app, register, and drive
If the mobile app isn't available in your state, you can use the plug-in device. Questions? See our Snapshot FAQs.
Dashboard
Your main view. From here, you can go to your driving status, most recent trips, and ways to improve your driving.
Trip details
Shows more info about a specific trip with a map that highlights where you had a hard brake, fast acceleration, or used your phone.
Trip Log
Shows all your trips. We only count trips when you're the driver, and you can recategorize if necessary.
Driving Tips
Get pro tips based on your current driving to boost your results and possible discount.
Sign up, plug in the device, and drive
The plug-in device works similarly to the mobile app, and you still get details on your progress. Questions? See our Snapshot FAQs.
Easy to plug in
The device plugs in to your car's OBD-II port, which is usually under your steering wheel. Believe us, it's super easy to plug in. See exactly where Snapshot plugs into your car.
Beeps for hard brakes
Every time you have a hard brake, the device beeps so you know how you're doing. Fewer beeps could get you a bigger discount.
Overview
Just log in to your account on progressive.com or use our app to see all your Snapshot info (trip logs, driving tips, your progress, etc.).
Tips to maximize your Snapshot discount
Limit hard breaks and accelerations
Go easy on the gas, and avoid slamming your brakes.
Avoid late night driving
Limit trips between 12-4 a.m. on weekends, as the roads can be more dangerous then.
Drive less overall
If you spend less time behind the wheel, you could save more.
Limit phone use
Keep your phone mounted to avoid distractions and boost your discount.**
Avoid tailgating
Following the vehicle in front of you too closely increases the risk of a hard stop or collision.
Slow down at traffic lights
Approach traffic lights cautiously in case they turn yellow or red quickly.
Accelerate smoothly
Don't take off too quickly when the light changes.
Drive consistently
Familiar locations and traffic patterns tend to be less risky, so driving the same amount of time at a regular time of day can help increase your discount.
You get an automatic discount just for signing up. It's credited on your very first policy period (before you start your Snapshot program) and expires when you renew. Then you get a rate based on your actual driving.
+
$328Average discount at program completion*
The Snapshot discount is credited when you renew your auto policy with Progressive (usually after six months), assuming we’ve collected the required minimum driving data. Customers who renewed their policy, and earned a Snapshot discount, saved an average of $328.*
Your rate may increase with high-risk driving. But, only about 2 out of 10 drivers actually get an increase.
Common questions about Snapshot
Don't see your question here? Take a look at our Snapshot FAQ page for more answers.
Phone usage only applies if you're using the mobile app. Using your phone's GPS or changing a song on your music app while it's mounted shouldn't affect your results. However, if the app detects screen interaction while your phone isn't mounted you may get worse results.
Drivers who consistently drive safely (avoid hard braking, speeding, etc.) could save more on their car insurance with Snapshot. It can also be a good fit for drivers who want to use their results to develop safer driving habits.
Get an auto insurance quote online or call for advice
